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Benefit: You are counted as both a male and female for prerequisite and effect (such as having no penalty disguise while trying to disguise in the opposite gender, or meeting the prerequisite of a male only PrC).
Drawback: You are also affected by harmful effect designated to only one gender.
Special: You must be part of a race with actual gender.
Roleplaying Ideas: Hermaphrodite are often shunned, most try to hide their "gender" to other member of their race or even of their type. Hermaphrodite in some culture may be revered, some are killed at birth.